• You can get a discount on Telephone, Gas & Electric if you are disabled have low income or meet other various guidelines. • Even if you get refused on a housing application, if you appeal, chances are you will get approved the second time around. • A person with a disability can request an extension to the housing search time beyond the 120 days as a reasonable accommodation, especially in those markets where it is hard to locate affordable rentals that meet Section 8 guidelines. • If you are disabled receiving SSI, and a parent passes away, you may be entitled to receive higher benefits under their Soc. Sec. Number. • When receiving direct deposit from Social Security, you may be entitled to a free checking account and free cashiers checks. • If you do not report working income or household changes to Social Security, IT WILL eventually catch up with you and cause a possible overpayment, which you are responsible to pay back. • Social Security will accept a payment plan of $10.00 per month if the above happens. Just Request it! • Many pharmaceutical (drug) companies offer free medication to individuals who cannot afford to buy all their medications. Call SHINE at 1-800-243-4636. • If you earn a minimal amount of work income and are disabled you can qualify for (EIC) earned income credit. This will enable you to get more money back. SSI & SSDI do not count as income on taxes. • If you earn under $190.00 per week you are considered judgment proof in a court of law and can request bill collectors stop contacting you based on this information. • Call any ARC listed in your area for questions regarding assistance and help for disabled individuals.